Disaster

Lately I've been thinking a lot about my financial and home-related goals. Just to have a record of what I'd like to accomplish in the next year, I'm going to blog about them here.

As far as money goes, I'd like to have my credit card paid off in full in 6 months. I have a 2,500 limit and I'm ashamed to admit that it is currently maxed out. I'm planning on throwing a lot of my tax return at it in a couple of weeks. I'm also going to need to take out a second student loan, to pay off tuition, so I'm going to put the remainder of that into the card. I know it isn't smart to juggle debt like that, but the student loans won't need to be paid back for years, and I can start paying in small increments now without interest.

I'd also like to start saving money. I'm only turning 20, but I don't think it's ever too early to think about owning a home, a car, and retirement. Ideally, I'd like to put $25 each month into an emergency savings account. It doesn't sound like much but I know it adds up fast.

As far as home-related goals go, I'd like to start creating a small stockpile of food. Sounds crazy, I know, but you never know what could happen. Currently, Eric and I could live for about 2 weeks on our perishable and non-perishable foods. If some sort of natural/economical disaster hit, I'd like to be prepared. I'm going to have him stock up on pasta, sauces, and canned goods when he's out doing the shopping this weekend. I'd also like to start canning my own foods. Once the growing season starts up again, I'm planning on going to the farmer's market once a week to pick up fresh produce to store. Things like fruit and vegetables.

I'm hoping I'll be able to accomplish all this while still securing a small nest egg for myself.